Buyer Guides · 5 min read
Upfront Costs of Renting in Dubai: Every Fee in 2026
The EQT Private Office · RERA-registered brokerage · Published September 24, 2026

The upfront cost of renting in Dubai is your first rent cheque plus a set of one-off fees and refundable deposits. Budget for a security deposit (commonly about 5% of the annual rent unfurnished, or around 10% furnished), an agency commission of up to 5% plus 5% VAT, the Ejari registration fee (AED 177.75 online through the Dubai Land Department), and a refundable DEWA deposit of AED 2,000 for an apartment or AED 4,000 for a villa. The 5% Dubai Municipality housing fee comes on top, billed monthly through DEWA instead of upfront. Rent is paid in advance with post-dated cheques, so the first cheque is the largest single line. Each fee is explained below, followed by a worked example for a hypothetical AED 120,000 a year apartment.
Key takeaways
- •Your biggest upfront payment is the first rent cheque, because Dubai rent is paid in advance for the year in 1 to 12 cheques.
- •Security deposits are commonly about 5% of annual rent unfurnished and around 10% furnished, and are refundable.
- •Agency commission is up to 5% of annual rent, plus 5% VAT on the fee.
- •Ejari costs AED 177.75 through the DLD website or Dubai REST app, or AED 220 at a trustee centre.
- •DEWA takes a refundable deposit of AED 2,000 (apartment) or AED 4,000 (villa), and the 5% housing fee is then added to your monthly DEWA bill.
What upfront costs should you expect when renting in Dubai?
Newcomers are surprised less by the rent than by how much of it falls due at once. Dubai rent is paid in advance through post-dated cheques, and several fees and deposits land in the same week you sign. In roughly the order you pay them:
- •First rent cheque (the whole year on 1 cheque, or a quarter on 4 cheques)
- •Refundable security deposit to the landlord
- •Agency commission plus 5% VAT, if you rent through a broker
- •Ejari registration fee
- •Refundable DEWA deposit plus a small activation fee
- •District cooling (chiller) deposit or connection fee, in some buildings
- •Moving, furniture and setup costs
Security deposit: how much is it?
Dubai's tenancy law lets a landlord take a security deposit when the lease is signed and requires the deposit, or what remains of it, to be refunded when the tenancy ends. The law sets no percentage.
The market convention is about 5% of the annual rent for an unfurnished home and around 10% for a furnished one, since a furnished home has more inside that could be damaged. Some landlords take it as a separate cheque.
You get it back at the end, less deductions for damage beyond ordinary wear and tear or unpaid bills. Our guide on how much deposit you need to rent in Dubai covers how to protect it at move-in and move-out.

Agency commission and VAT
Renting through a broker means a one-off commission. The UAE government portal states that brokers in Dubai may charge up to 5% of the annual rent, and VAT at the standard 5% rate is added to the fee. On AED 120,000 a year, a 5% commission is AED 6,000 and the VAT on it is AED 300.
Some landlords, developers and property managers let homes directly with no tenant commission, so ask. Before you pay a broker, check their registration and the listing's advertising permit on the Dubai Land Department's verification service or the Dubai REST app.
Ejari, DEWA and the housing fee
Ejari registers your tenancy contract with the Dubai Land Department. The DLD lists the fee as AED 177.75 through its website or the Dubai REST app, and AED 220 at a Real Estate Services Trustee Centre. Landlord and tenant often negotiate who pays, so put the answer in writing. Our Ejari guide covers the full process.
With Ejari issued, you activate electricity and water with DEWA. Its move-in service requires a refundable security deposit of AED 2,000 for an apartment and AED 4,000 for a villa, plus a small non-refundable activation charge, and the deposit comes back when you close the account. Our DEWA setup guide walks through the steps.
Many budgets miss the Dubai Municipality housing fee. It is 5% of the annual rent, and the UAE government portal says it is added to your monthly electricity and water bills. You do not pay it upfront, but on AED 120,000 a year it adds about AED 500 a month to your DEWA bill.

Chiller fees and moving costs
Some buildings, especially in master communities on district cooling, bill air conditioning through a separate cooling provider instead of DEWA. These accounts can carry their own deposit or connection fee, and monthly cooling charges differ a lot between buildings. At the viewing, ask whether cooling is included in the rent, billed by DEWA or billed separately. A lower rent in a building with its own chiller account can end up costing more overall.
Then budget for the move itself: removals or shipping, furniture if the home is unfurnished, curtains and white goods if not supplied, and internet installation. These vary too much for reliable figures, so get two or three quotes.
Worked example: renting an AED 120,000 a year apartment
This hypothetical example assumes an unfurnished apartment at AED 120,000 a year, rented through a broker charging 5%, with Ejari registered online.
One-off fees and refundable deposits come to about AED 14,478 before the DEWA activation charge and moving costs. Add the first rent cheque: on 4 cheques that is AED 30,000, for roughly AED 44,478 due at the start. On a single cheque it is the full AED 120,000, for roughly AED 134,478.
The security deposit and DEWA deposit (AED 8,000 together here) are refundable. After move-in, expect the 5% housing fee of about AED 500 a month on your DEWA bill. Line by line:
- •Security deposit at 5%: AED 6,000 (refundable)
- •Agency commission at 5%: AED 6,000
- •VAT on commission at 5%: AED 300
- •Ejari online: AED 177.75
- •DEWA deposit (apartment): AED 2,000 (refundable), plus activation charge
- •First rent cheque: AED 30,000 on 4 cheques, or AED 120,000 on 1 cheque
How to keep upfront costs down, and where EQT fits in
The cheque split decides how much cash you need on day one. Paying in 4 cheques instead of 1 cuts the first payment sharply, though the annual rent may be a little higher. Directly managed buildings can remove the commission altogether.
If you are relocating and want a clear budget before you arrive, send EQT your budget, preferred areas and move-in date. We will reply with a shortlist of rental homes and the upfront costs for each, and you can start on our rental page. Fees change, so confirm current amounts with the official channel before paying.
Frequently asked
How much money do I need upfront to rent in Dubai?+
Your first rent cheque plus a security deposit of about 5% to 10% of the annual rent, agency commission of up to 5% plus VAT, the Ejari fee and the DEWA deposit. On a hypothetical unfurnished AED 120,000 apartment on 4 cheques, that comes to roughly AED 44,500.
Is the agency fee negotiable when renting in Dubai?+
Brokers may charge up to 5% of the annual rent, plus VAT, and you can sometimes negotiate the exact figure. Renting directly from a developer or management company may avoid the fee altogether.
How much is the DEWA deposit for a rental?+
DEWA's move-in service requires a refundable deposit of AED 2,000 for an apartment and AED 4,000 for a villa, plus a small activation charge. You get the deposit back when you close your DEWA account.
What is the 5% housing fee on my DEWA bill?+
The Dubai Municipality housing fee, charged at 5% of your annual rent and added to your monthly DEWA bills. On AED 120,000 a year it works out at about AED 500 a month.
How much does Ejari cost?+
The Dubai Land Department lists AED 177.75 for registration through its website or the Dubai REST app, and AED 220 at a trustee centre.


